Tailored Insurance Services to Protect You and Your Loved Ones

Protecting you and your family is important. 

We ensure that you and your loved ones are adequately protected should you become unable to repay your mortgage or maintain payments of your household bills.

Our range of top insurance providers and products allows our advisers to construct a plan that is tailored specifically to you and your family’s needs, lifestyle, and budget.

We would be happy to discuss your options with you.

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Life Insurance

LMC Wealth can help you establish some financial security for your loved ones if you pass away or are diagnosed with a terminal illness.

This can either be as a lump sum which could help them to pay off debts such as a mortgage, or, you can arrange for them to receive a regular income.

We will help you to decide which options are most suitable and advise you on how your policy should be implemented most effectively.

Income Protection

Income Protection can support you and your family financially if you’re unable to work because of an injury or illness.

This can be covered in the short or long term and replaces part of your income in the event of an injury or illness.

It is often used to ‘bridge the gap’ and provide you with cover until you are able to return to work. However, this can be set in place to cover you for longer periods such as until retirement.

Critical Illness Cover

Usually written alongside life insurance policies, Critical Illness cover offers protection should you be diagnosed with a critical illness during the term of your policy.

If you’re diagnosed with a condition covered under your policy, critical illness will pay out a tax-free lump sum.

The types of conditions covered will vary between provider and we can help you to choose which provider on our expert panel is most suitable to meet your specific needs.

Home Insurance

Arranging adequate Home Insurance is vital to protect your property and belongings from the unexpected. 

LMC Wealth can advise you on a range of home insurance products to make sure that your property and possessions are covered in the case of accidental damage or theft. Events like escape of water, fire, storm, floods and theft are never pleasant, so it’s important to know that you are covered.

 Our specialist providers offer a range of Defaqto 5 Star-rated Home Insurance products which include a list of comprehensive features and benefits.

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Business Protection

The most valuable asset to any business is its people. The sudden loss of key personnel could jeopardise a company’s financial security and place the jobs and lives of others within the company at serious risk.

Business Protection can ensure the continuity of a business’s day-to-day activities or uphold its profitability should the unforeseen occur. Regardless of whether your business is a limited company, a partnership, a sole trader or a corporation, Key Person Cover can be individually tailored for each.

Other forms of Business Protection can help to provide a death-in-service benefit and carry certain tax advantages compared to personal protection policies.

Speak to an advisor today to see what type of Business Protection is right for your business.